Open Enrollment Period (OEP)
The Open Enrollment Period is the specific time of year when you can sign up for health insurance, switch plans, or drop a plan.
2026 Coverage Dates
November 1, 2025 — January 15, 2026
Key Deadlines
December 15, 2025
Last day to enroll for coverage starting January 1, 2026.
January 15, 2026
Last day to enroll for coverage starting February 1, 2026.
If you miss this window, you generally cannot sign up for a Marketplace plan until the next Open Enrollment Period unless you qualify for a Special Enrollment Period.
State-Specific Open Enrollment Periods
Some states that operate their own Health Insurance Marketplaces may have different Open Enrollment dates. If you live in a state with its own marketplace, your enrollment period may vary from the federal dates listed above.
Not sure about your state's enrollment period? Our certified agents can help confirm the exact dates for your location and assist you with enrollment.
Don't Miss Your Enrollment Window!
Our certified agents can help you enroll before the deadline and find the best plan for your needs.
Get a Personalized Quote
Start your enrollment by getting a personalized quote and comparing available plans.
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Call now to confirm your state's enrollment dates and get help signing up before the deadline.
📞(888) 548-9525