Plan Benefits
All Marketplace plans must cover a set of 10 categories of services called Essential Health Benefits.
Essential Health Benefits
Includes doctors' services, inpatient and outpatient hospital care, prescription drug coverage, pregnancy and childbirth, mental health services, and more.
Preventive Services
Most health plans must cover a set of preventive services — like shots and screening tests — at no cost to you.
Pre-existing Conditions
Health insurance companies can't refuse to cover you or charge you more just because you have a "pre-existing condition" — that is, a health problem you had before the date that new health coverage starts.