New Jersey Marketplace Health Insurance Plans for Real Life.
Compare New Jersey Marketplace plans, check your subsidy eligibility, and enroll in minutes. We make the Affordable Care Act simple.
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Why a New Jersey Marketplace Health Plan?
Millions of Americans find affordable coverage through the ACA Marketplace every year. Here is why New Jersey residents should check their eligibility.
Lower Monthly Premiums
Most enrollees qualify for premium tax credits (subsidies) that significantly lower their monthly bill.
Essential Benefits
All plans must cover 10 essential benefits, including emergency services, pregnancy, and prescription drugs.
No Medical Questions
You cannot be denied coverage or charged more due to your health history or pre-existing conditions.
New Jersey's Official Health Insurance Marketplace: GetCoveredNJ
GetCoveredNJ is New Jersey's official state-based health insurance marketplace where residents can shop for, compare, and enroll in quality, affordable health coverage.
What is GetCoveredNJ?
GetCoveredNJ is the state's official health insurance marketplace established under the Affordable Care Act. Launched to serve New Jersey residents, GetCoveredNJ replaced HealthCare.gov, providing a locally-managed platform designed specifically for New Jerseyans seeking comprehensive health coverage.
Through GetCoveredNJ, eligible New Jersey residents can access financial assistance including premium tax credits and cost-sharing reductions that make health insurance more affordable. The marketplace offers plans from trusted insurance carriers operating in New Jersey, all meeting ACA standards for essential health benefits.
GetCoveredNJ Plan Benefits
- Financial Assistance: Most New Jerseyans qualify for subsidies that lower monthly premiums
- Comprehensive Coverage: All plans cover 10 essential health benefits including preventive care, prescription drugs, and mental health services
- No Discrimination: Cannot be denied coverage or charged more due to pre-existing conditions
- Multiple Plan Options: Choose from Bronze, Silver, Gold, and Platinum metal tiers based on your budget and healthcare needs
How We Help Navigate GetCoveredNJ
- Expert Guidance: Our GetCoveredNJ-certified agents understand New Jersey-specific plans, networks, and carriers
- Subsidy Calculations: We help determine your eligibility for premium tax credits and cost-sharing reductions
- Plan Comparison: Compare multiple carriers and plans side-by-side to find the best fit for your family and budget
- Enrollment Assistance: Complete, accurate enrollment support from application to approval
- Ongoing Support: Questions after enrollment? We're here to help year-round, not just during open enrollment
Ready to Explore GetCoveredNJ Plans?
Our GetCoveredNJ-certified agents are ready to help you navigate New Jersey's health insurance marketplace and find the perfect plan for your needs.
Why Use a GetCoveredNJ-Certified and Licensed Insurance Agent?
We prioritize your trust and confidence. Every agent we work with is a GetCoveredNJ-Certified and Licensed Insurance Agent who has completed New Jersey's annual GetCoveredNJ certification program. This rigorous training, mandated by GetCoveredNJ (New Jersey's official health insurance marketplace), equips our agents with in-depth knowledge of New Jersey-specific regulations, enrollment procedures, plan changes, carrier networks, and subsidy programs. We are classified and authorized by GetCoveredNJ to assist New Jersey residents with their health insurance needs, providing accurate, up-to-date guidance you can trust.
Beyond GetCoveredNJ certification, our agency is verified and certified by G2 Risk Solutions, an independent certification body that conducts thorough vetting of health insurance providers to ensure compliance with ACA standards and regulatory requirements. This dual certification demonstrates our commitment to maintaining the highest standards of professionalism and accountability in serving New Jersey residents.